An article regarding compensation for the investment losses suffered as a result of the collapse of Lehman Brothers, appeared in this morning's edition of 'Today' newspaper. In the hope of getting compensated, some Singaporeans resorted to trickery and deception in the claim process.
As written in the article,
"Some pretended to be uneducated or unemployed in low-income jobs. Then, there were those who claimed they did not understand English well."
" Others claimed to have low-incomes when in fact, they owned multi-million dollar businesses."
"Said one employee at one of the 10 financial institutions involved in selling the products: "you had complainants coming in saying their English was not good, and they needed help drafting a letter, but after you do that, they were able to point out mistakes in the letter. So, you know something is not quite right with some of them."
I understand that many of these investors are likely have suffered big losses and I think many of us would have submitted a claim anyway, hoping for a lucky break, regardless of whether we were fully aware of the risks when purchasing these products. However, the claim should be in accordance with proper procedure and mitigating reasons should then be raised during the face-to-face sessions.
However, resorting to deception and trickery, especially when many of these people are likely to be investment-savvy, well-educated individuals, is despicable and disgraceful behaviour that should be deemed a criminal offence as these are nothing short of premeditated attempts at cheating.
Saturday, January 17, 2009
Tuesday, January 13, 2009
Reason 0023 : Singaporeans Do Not Give Way to Alighting Passengers
I once witnessed an incident while waiting for the MRT at City Hall station. The train had come to a stop, the doors opened, and the passengers inside were beginning to alight. Sure enough, the ugly Singaporeans outside graciously waited for a few seconds while the first few passengers alighted, and then started pushing their way into the train as the remaining passengers were trying to get out.
A well-groomed lady in her thirties who was trying to alight (Shenton Way executive type) was caught in the middle of the crowd rushing in and as her hands were carrying her handbag and shopping bags, she was powerless to resist and was swept back into the train. She got so frustrated that she shouted : "Hey! Stop pushing!" while pushing the people around her with her elbows. The ugly Singaporeans around her 'buah bodoh' of course. You have to give it to these people, they have got skin as thick as armour plating.
When will Singaporeans ever learn that this is not the way to behave?
A well-groomed lady in her thirties who was trying to alight (Shenton Way executive type) was caught in the middle of the crowd rushing in and as her hands were carrying her handbag and shopping bags, she was powerless to resist and was swept back into the train. She got so frustrated that she shouted : "Hey! Stop pushing!" while pushing the people around her with her elbows. The ugly Singaporeans around her 'buah bodoh' of course. You have to give it to these people, they have got skin as thick as armour plating.
When will Singaporeans ever learn that this is not the way to behave?
Reason 0022 : L-Plate Drivers at Ubi
Locating the ComfortDelgro Driving Centre at Ubi might have been a good idea in the past as being an industrial area, there was ample land space and fewer vehicles as compared to traffic on busier roads. However, this area has undergone rapid industralisation over the years and these learner drivers have become a nuisance on the roads.
The roads around the Ubi/Eunos/Kaki Bukit areas are mostly narrow, 2-3 lane roads. To make things worse, there is often only one lane for turning left or right most of the time. Being an industrial area where a lot of trade and commerce takes place, time is of the essence for many people and nothing is more frustrating when you are in a hurry and a learner driver is blocking your way and chugging along at 30 kmh. You may also see several learner drivers lining up on the side of one road, waiting for their chance to practise their U-turns. If you are behind these drivers, at least 3-4 changes of the traffic lights may have taken place before you finally reach the junction.
Somebody needs to step up and make some changes here.
The roads around the Ubi/Eunos/Kaki Bukit areas are mostly narrow, 2-3 lane roads. To make things worse, there is often only one lane for turning left or right most of the time. Being an industrial area where a lot of trade and commerce takes place, time is of the essence for many people and nothing is more frustrating when you are in a hurry and a learner driver is blocking your way and chugging along at 30 kmh. You may also see several learner drivers lining up on the side of one road, waiting for their chance to practise their U-turns. If you are behind these drivers, at least 3-4 changes of the traffic lights may have taken place before you finally reach the junction.
Somebody needs to step up and make some changes here.
Monday, January 12, 2009
Reason 0021 : Singaporeans with No Phone Manners
I received a call from a Singaporean 'auntie' today. I say auntie because she sounded like she was in her forties. This woman called up asking for a non-existent person so I informed her politely that "we do not have anyone by that name here. " This woman then put down the phone on me without saying a word! Wtf?!? Too bad I do not have caller number display, or else I would have called back and given her a piece of my mind.
I think the gracious thing here would be to say "oh sorry, I made a mistake". Is it so fucking difficult for Singaporeans to say this or am I asking for too much?
I think the gracious thing here would be to say "oh sorry, I made a mistake". Is it so fucking difficult for Singaporeans to say this or am I asking for too much?
Sunday, January 11, 2009
Reason 0020 : Work Till You Drop
In the article below,
http://www.straitstimes.com/Breaking%2BNews/Singapore/Story/STIStory_323425.html
PM Lee urged older Singaporeans to 'continue working for as long as you can', as well as that older workers 'must be prepared to work longer and be ready to adjust to different responsibilities, and possibly lighter work and less pay.'
I think it is a national disgrace that old people are still working instead of enjoying life, be it selling tissue paper or collecting dirty dishes at food courts. This shows that there are serious issues with the value systems of the people (why are people not taking care of their parents?) or that some of these elderly poor may have become sacrificial lambs in our relentless drive for economic growth.
Furthermore, I am working as hard as I can now so that I can retire, enjoy life, and do the things I want to do as soon as possible. Why would I want to be in a place where I will probably need to 'work for as long as I can?'
http://www.straitstimes.com/Breaking%2BNews/Singapore/Story/STIStory_323425.html
PM Lee urged older Singaporeans to 'continue working for as long as you can', as well as that older workers 'must be prepared to work longer and be ready to adjust to different responsibilities, and possibly lighter work and less pay.'
I think it is a national disgrace that old people are still working instead of enjoying life, be it selling tissue paper or collecting dirty dishes at food courts. This shows that there are serious issues with the value systems of the people (why are people not taking care of their parents?) or that some of these elderly poor may have become sacrificial lambs in our relentless drive for economic growth.
Furthermore, I am working as hard as I can now so that I can retire, enjoy life, and do the things I want to do as soon as possible. Why would I want to be in a place where I will probably need to 'work for as long as I can?'
Saturday, January 10, 2009
Reason 0019 : Overrated Bloggers
I think many bloggers in the blogosphere are simply overrated. For example, I cannot, for the life of me, understand why people find Xiaxue so interesting. I mean, come on, the girl is ordinary looking (looks like the nose job didn't help much), short, and plump, and she is just blogging about her everyday life or products that she uses. Who the hell wants to know that her fridge is infested with maggots or about her trip overseas? 80-90% of the blogs out there are identical to hers and I cannot believe there are people stupid enough to read her rubbish or even pay her to put out even more of her mindless drivel.
She writes well, I hear some people say? Well, I say if she writes well, she should be writing a fucking book instead of a blog. Are Singaporeans so in need of a life that they even need to be kaypoh about trivial matters like these?
I think the website belonging to the person she hates, Steven Lim, is so much more interesting than hers. At least his website is entertaining and admit it, you got to admire his guts and persistence at being a media whore.
In my opinion, here are a few more interesting blogs (for obvious reasons):
1. www.xanga.com/princessfeline
2. www.xueshasha.com/
3. http://www.dawnyang.com/
4. http://www.xanga.com/FollowYrHeart
5. http://theamorouslover.blogspot.com/
6. http://cumpassion.blogspot.com/
Singaporeans should really wash the shit out of their eyes.
She writes well, I hear some people say? Well, I say if she writes well, she should be writing a fucking book instead of a blog. Are Singaporeans so in need of a life that they even need to be kaypoh about trivial matters like these?
I think the website belonging to the person she hates, Steven Lim, is so much more interesting than hers. At least his website is entertaining and admit it, you got to admire his guts and persistence at being a media whore.
In my opinion, here are a few more interesting blogs (for obvious reasons):
1. www.xanga.com/princessfeline
2. www.xueshasha.com/
3. http://www.dawnyang.com/
4. http://www.xanga.com/FollowYrHeart
5. http://theamorouslover.blogspot.com/
6. http://cumpassion.blogspot.com/
Singaporeans should really wash the shit out of their eyes.
Reason 0018 : Electronic Road Pricing ERP
Electronic Road Pricing or ERP is sore topic for many Singaporeans. You see a report in the papers that a certain stretch of road is getting too busy, traffic is too slow, and the next thing you know, an ERP gantry has been set up.
I think the criteria that determines whether a road in 'ERP worthy' or not is a mystery to most Singaporeans. More transparency as to these criteria as well as greater consultation with the public before gantries are set up would be most helpful.
If I recall correctly, I remember reading in the papers that traffic speed on a certain road had fallen below an acceptable level and hence, ERP had to be implemented.
I had some thoughts at that time and I would love it if anyone can post a comment and let me know if they have answers to the questions below.
Qn : the traffic speed is too slow (below a certain base speed)
- who came up with this base level speed?
- why was this figure deemed to be the base acceptable speed?
- was the public consulted on whether speeds lower than this base level were acceptable to them?
- how was the traffic speed measured? One point only, or several points along the entire stretch of road?
- who had taken these measurements?
- over how many days were the measurements taken?
- what time were the measurements taken? e.g. Rush hour
- when were the measurements taken? e.g. school holidays, Mondays, the day after a look weekend, rainy weather?
Qn : Traffic flow improved after ERP was implemented
- Again as above, how and when were the measurements taken?
- are follow up measurements taken on an on-going basis after implementation of ERP? If yes, when and how frequent are these done?
- if traffic flow had improved, shouldn't the ERP be switched off, especially during school holidays when traffic is smooth, and then switched on again when traffic speed falls below the acceptable level?
I do not know anymore. Is ERP a tool used to maintain smooth flowing traffic or is it meant to be a penalty for people who choose to travel within certain hours? Also, it will be good if all of the data collected, before and after ERP was implemented, be made available to the public so that everyone can understand and be convinced of the need for ERP.
I think the criteria that determines whether a road in 'ERP worthy' or not is a mystery to most Singaporeans. More transparency as to these criteria as well as greater consultation with the public before gantries are set up would be most helpful.
If I recall correctly, I remember reading in the papers that traffic speed on a certain road had fallen below an acceptable level and hence, ERP had to be implemented.
I had some thoughts at that time and I would love it if anyone can post a comment and let me know if they have answers to the questions below.
Qn : the traffic speed is too slow (below a certain base speed)
- who came up with this base level speed?
- why was this figure deemed to be the base acceptable speed?
- was the public consulted on whether speeds lower than this base level were acceptable to them?
- how was the traffic speed measured? One point only, or several points along the entire stretch of road?
- who had taken these measurements?
- over how many days were the measurements taken?
- what time were the measurements taken? e.g. Rush hour
- when were the measurements taken? e.g. school holidays, Mondays, the day after a look weekend, rainy weather?
Qn : Traffic flow improved after ERP was implemented
- Again as above, how and when were the measurements taken?
- are follow up measurements taken on an on-going basis after implementation of ERP? If yes, when and how frequent are these done?
- if traffic flow had improved, shouldn't the ERP be switched off, especially during school holidays when traffic is smooth, and then switched on again when traffic speed falls below the acceptable level?
I do not know anymore. Is ERP a tool used to maintain smooth flowing traffic or is it meant to be a penalty for people who choose to travel within certain hours? Also, it will be good if all of the data collected, before and after ERP was implemented, be made available to the public so that everyone can understand and be convinced of the need for ERP.
Thursday, January 8, 2009
Reason 0017 : Condo Security Guards with Attitude Problems
I think the security guards working in the condos here are really one of a kind. They take their job really seriously and work with an 'overzealousless' that would have been really admirable if not for the sad fact that they are 'on the wrong ball'.
Think about it, even the police are talking about customer service and civility when dealing with members of the general public and in their course of gathering information. In their course of work, these condo security guards seem to think that they are pseudo police inspectors and visitors to the condo are potential criminals.
How many of you have met with this scenario below?
You drive up to the guardhouse of the condo, wind down the window of your car, and are greeted by a stony, sullen face who barks out "Yes?". Take note there is no "good morning" or "excuse me sir, where do you wish to go?".
But nevermind, the next bit is the one that really takes the cake. After you tell him the unit number you are going to, the guard then interrogates you :"what is the purpose?". Wtf?!?? Now if you were driving a lorry or a goods van, or any other commercial vehicle, that question would have been perfectly understandable. However, if you were driving a sedan or saloon car, isn't this a redundant question? I could simply just answer "visiting" and the guard would have to let me pass all the same. Furthermore, is it any of their business what I do inside the privacy of the unit I am going to?
"This is my love nest I bought for my mistress and I am going in to see her now."
"My best friend is not at home and I am going to his home to screw his pretty girlfriend's brains out."
"A maid in the unit asked me to come by and scrub her back while she has a bath."
What kind of answer were they expecting to this question really?
Think about it, even the police are talking about customer service and civility when dealing with members of the general public and in their course of gathering information. In their course of work, these condo security guards seem to think that they are pseudo police inspectors and visitors to the condo are potential criminals.
How many of you have met with this scenario below?
You drive up to the guardhouse of the condo, wind down the window of your car, and are greeted by a stony, sullen face who barks out "Yes?". Take note there is no "good morning" or "excuse me sir, where do you wish to go?".
But nevermind, the next bit is the one that really takes the cake. After you tell him the unit number you are going to, the guard then interrogates you :"what is the purpose?". Wtf?!?? Now if you were driving a lorry or a goods van, or any other commercial vehicle, that question would have been perfectly understandable. However, if you were driving a sedan or saloon car, isn't this a redundant question? I could simply just answer "visiting" and the guard would have to let me pass all the same. Furthermore, is it any of their business what I do inside the privacy of the unit I am going to?
"This is my love nest I bought for my mistress and I am going in to see her now."
"My best friend is not at home and I am going to his home to screw his pretty girlfriend's brains out."
"A maid in the unit asked me to come by and scrub her back while she has a bath."
What kind of answer were they expecting to this question really?
Tuesday, January 6, 2009
Reason 0016 : Indecisive Singaporeans
One thing that really drives me up the wall is seeing indecisive Singaporeans holding up the queue at food courts when they are buying food. Just stick around the economic rice or yong tau foo stalls and you will see loads of this type of Singaporeans in action.
What happens is this : this person will wait patiently in line for his/her turn to buy food. When it finally comes to their turn, he/she will begin to order. The first dish is always very quick, but the dishes after that are the real highlight. You can see the internal struggle taking place in them and you can almost empathise with them and feel their agony:
"Should I have the chye sim or the steamed egg?"
" The long beans look delicious as well leh..."
"I would love to have the fried chicken wings but they will make me put on weight."
" So many dishes ah? Dun know what to choose."
The situation at the yong tau foo stalls are even worse. These people will pick and choose items as if they are at a wet market. They will pick up one item, look it over (to make sure it is clean, it is the biggest one, the most juicy one), and then they will either put it down (if it fails their internal QC standards) or put in into their bowl. They have conveniently forgotten that there is a long line of people waiting to choose their food like they are and those people cannot proceed if someone is blocking their way!
To these people, I wish to say, "stop dreaming or gossiping while you are in line so that you can look and decide what you want to have in advance. Order your food quickly and go so that you do not hold other people up. If you really cannot decide, step back while you think and let other people proceed first"
What happens is this : this person will wait patiently in line for his/her turn to buy food. When it finally comes to their turn, he/she will begin to order. The first dish is always very quick, but the dishes after that are the real highlight. You can see the internal struggle taking place in them and you can almost empathise with them and feel their agony:
"Should I have the chye sim or the steamed egg?"
" The long beans look delicious as well leh..."
"I would love to have the fried chicken wings but they will make me put on weight."
" So many dishes ah? Dun know what to choose."
The situation at the yong tau foo stalls are even worse. These people will pick and choose items as if they are at a wet market. They will pick up one item, look it over (to make sure it is clean, it is the biggest one, the most juicy one), and then they will either put it down (if it fails their internal QC standards) or put in into their bowl. They have conveniently forgotten that there is a long line of people waiting to choose their food like they are and those people cannot proceed if someone is blocking their way!
To these people, I wish to say, "stop dreaming or gossiping while you are in line so that you can look and decide what you want to have in advance. Order your food quickly and go so that you do not hold other people up. If you really cannot decide, step back while you think and let other people proceed first"
Friday, January 2, 2009
Reason 0015 : Compulsory Seat Belts
One thing I can never understand is the law requiring the use of seat belts in cars. Of course, seat belts are a good thing and no one can argue with the logic that seat belts help save lives in accidents. However, I personally do not like using seat belts as I find them restrictive and I think this is one area where the choice of belting up or not should be left to the individual.
It is to the credit of the Traffic Police that they have adopted a soft approach and have enforced this law by reminding rather than fining offenders strictly but I feel this issue is a little like euthanasia. If I have a death wish, this is my choice and my problem right? After all, people who knowingly put themselves at risk of death such as smokers and alcoholics are not fined for their bad habits.
It is to the credit of the Traffic Police that they have adopted a soft approach and have enforced this law by reminding rather than fining offenders strictly but I feel this issue is a little like euthanasia. If I have a death wish, this is my choice and my problem right? After all, people who knowingly put themselves at risk of death such as smokers and alcoholics are not fined for their bad habits.
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